Social Security Disability is available for people who can no longer work due to an injury or impairment.
However, there are some age criteria to the program. Below we review those criteria.
Social Security Disability insurance is reserved for people who have worked and paid into Social Security. Essentially this means that, to qualify for Social Security Disability, you must be an adult (at least 18 years old) who has worked and paid enough Social Security taxes while being below full retirement age – typically age 66 or 67 depending on your date of birth.
Social Security also has a program called Supplemental Security Income (SSI). This program is for those who have no assets or income. Parents of children with disabilities, for example, can apply for SSI benefits for their child if the household has limited assets and income. Typically speaking, Social Security Disability cases become stronger as the beneficiary gets older – Social Security has a policy in place to look more favorably on people over 50. This policy reflects the idea that as you get older, it becomes more difficult to get acclimated into a new line of work.
Those are the age criteria for applying for Social Security Disability.
If you have additional questions about qualifying for Social Security Disability, give us a call at 508-732-8989.
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Plymouth, MA 02360