Social Security Disability insurance is a federal insurance program designed to provide income supplements to American citizens whose ability to be employed is restricted by a disability.
But how do you know if you’re eligible? Below we review the steps to find out.
All of the information you’ll need you’ll find on the official Social Security website – ssa.gov. On the official website, you’ll find a couple of ways to determine your eligibility. On the homepage, there is the benefit eligibility tool you can use. The tool is a questionnaire that will help you determine whether or not you’re eligible for the program.
One important step to consider option is enrolling in the My Social Security program. Since Social Security no longer send yearly statements with details about your eligibility, the office encourages users to sign up for My Social Security in order to keep track of their benefits.
Another way you can determine if you’re eligible for Social Security Disability insurance is by calling the Social Security toll free number: 1-800-772-1213. When you call to check your eligibility, be sure to ask two questions:
1) “What is my date last insured, a DLI?” – This is the date through which you are eligible for SSDI benefits. You need to make sure this date is into the future.
2) “Do I have a primary insurance amount, a PIA?” – This is the amount of money that you would be eligible for per month under Social Security’s Disability programs.
You can also ask these questions in person at your local security office. Social Security can be confusing, daunting landscape to navigate.
If you have additional questions about whether you can apply for Social Security before you stop working, I want you to call me at 508-732-8989.
Hartwig Law Firm, PC
385 Court Street
Plymouth, MA 02360